Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Wednesday, November 2, 2011

So close

I've been reading the Tumblr for the 99%-- I can't possibly keep up with every posting, but I scan them periodically. What strikes me most is that these are (generally) not people living stupid lives; they're people who've done what middle-class people have been doing in this country for generations, and now have no way out, no help, no health insurance. The middle class of our parents' generation is fast becoming a memory.

There are some that hurt more than others to see. There are a good number of veterans on there, barely surviving. There are parents not knowing how they will pay for clothing for their babies. There are parents who eat one meal a day so their kids can eat three. There are people who can't afford medications and/or treatment for conditions that are easily helped with one or both of those things.

It's common for Americans to scoff at people like this. It's their fault. They made bad choices.

I don't think it's that simple any more.

I'm by no means the 1%, but I feel like I was one of the last generations that got to grow up with health insurance (thanks to my father's job), go to college, and have my loans paid off within a (somewhat) reasonable time period of finishing school. I even had much of my grad school paid for by companies I worked for, which is also going the way of the dodo. I bought a home that, while it's not worth nearly what it was, at least isn't underwater; if I had to sell, I'd come out OK.

I am very lucky. I wish other people were so lucky.

I am also acutely conscious of how little it would take to put me in the category of the unemployed, the uninsured, the foreclosed, the repossessed, the terrified over how to make ends meet.

Anyone who thinks they're safe, that somehow it couldn't happen to them-- well, it could. It can.

Unless you're part of the 1%, it could always happen to you. At any time. And as a single parent, this is even scarier than it is for those who have another income (or at least the potential for another income) to rely on.

I look at Elle's curls, at her rosy cheeks, and know I'd do anything for her. So would any parent for their child-- well, almost any parent, I guess. I try to imagine how it would feel not to be able to meet her basic needs. It is an absolutely terrifying thought.

** **

I lost a co-worker (and friend) this week. It was a terrible accident. We'd just talked the evening before it happened, laughing over some silly situation in her office. The next morning, I sent off several e-mails to her, not knowing that she was already gone.

If we're talking about absolutely terrifying thoughts, let me add this to the list: not living long enough to take care of Elle. Not living long enough for her to remember me.

Rest in peace, my friend. Rest in peace. Your daughter is in my prayers.

Sunday, July 31, 2011

Blog Envy

I read a lot of blogs (only some of which are linked on the sidebar). Some single mom blogs, some mom blogs, some dad blogs, some blogs that have nothing at all to do with children, some blogs that are just photography, some food blogs. I may have issues with some things about the internet, but I am and have always been a nosy chicken, so blogs are just a way for me to look into other people's windows. So to speak.

I have to be very careful, however, to just read the blogs... not to take anything in them to heart, in either direction.

I shouldn't feel superior to anyone else because of something they say that I disagree with. On the flip side, I shouldn't let other people's lives make me feel less than. Someone lives in a fabulous house with a pool? Good for them. Someone spends thirty hours a week teaching their child to (insert skill here)? Wow, that's awesome. Someone has a ginormous birthday party for their daughter and even has personalized labels on the root beer bottles? Damn, that's cool.

That last example, by the way, is for real. At the time I was still planning Elle's first birthday party, and I truly had a couple of days of completely feeling like some kind of derelict parent because I was planning a potluck picnic at a park, rather than a party with cleverly-named food, personalized party labels on the root beer, elaborate goody bags, and a pony. I truly thought, for a little while, that clearly I should not be a parent. A pony! Why the hell was I not having a pony?

(Because a pony is overkill for a one-year-old, that's why. Arguably, it may be overkill for a four-year-old, but that's not my call to make.)

So I was feeling like roadkill about how my daughter's first party was going to be crap on a stick, and I shared that particular blog entry with a friend. The friend shot me an e=mail, the gist of which was "Holy crap, that's cute. But seriously, who has that kind of time? Please."

And I felt better.

It was a really good lesson. I'm going to be the parent I'm going to be. I'm going to be better than some parents, worse than others. Richer than some, poorer than others.

It's not a contest.

But I still reserve the right to be dreadfully jealous of the gorgeous, gorgeous photography over at Peonies and Polaroids. I wish they lived just a touch closer than Scotland. Also that I could afford to have them take pics of Elle.

By the way, Elle's first birthday party was terrific. There was a huge crowd of people who love her. Everyone enjoyed all the food and the cake and the playground and the sunny day.

And not a single person asked why there weren't custom labels on the soda.

Wednesday, June 15, 2011

Go ahead. You can tell me I'm crazy.

One of the things I try hard not to regret is that I waited so long to start trying to become a mom. It doesn't do any good to regret it-- I wasn't ready for a hundred reasons. And if I'd started earlier, I wouldn't have Elle, and clearly Elle was meant to be here.

But sometimes, regret breaks through. It's doing so now because, had I done this sooner (and presumably had similar luck in terms of conception), there would be some chance of being able to have another child.

I know! The very thought is crazy. Insane. But with Elle nearly a year old, the knowledge that she is an only child with a practically nonexistent family feels like a weight on my chest. It's not news, of course, but I can still wish it was different.

Of course, it's impossible. At my next birthday I'll be 45; conceiving Elle at 43 was a miracle in itself. Even if I wanted to give it a shot, I no longer have the insurance coverage that made my IVF possible. And if by some miracle I had another child, the daycare costs would kill me. (Not to mention I have no desire to ever be pregnant again.)

If I had embryos on ice, I just might say what the hell and give it a shot-- why not try a FET, if you've got them? But I don't. I was on massive quantities of drugs and only produced five eggs, and all four that fertilized were transferred. One of them is my beautiful Elle; there were no spares. That's probably a good indication that now, getting on to two years later, the likelihood of viable eggs is pretty low.

So I have all these rational reasons why it's just not possible. Right now, though, there's a part of me that doesn't care.

I guess I'm just mourning the possibilities.

Friday, September 4, 2009

Long weekends don't suck

Oh, three day weekends, how I love you. More than pie, that's how much.

Nothing too major planned-- hanging out with a friend tomorrow, and a BBQ on Monday. Sunday, I think, will be a major lazy day, though I am going to get to work on a couple of house projects. I also brought work home, but it's not too taxing and I can probably get it done while watching bad movies.

The BBQ on Monday is not only appealing because hello, BBQ, but also features a dog. A big sweet spazzy dog. I was talking to my mom today, and she told me she spotted a puppy in the newspaper, actually called on the puppy, and then my dad talked her out of it. They lost their dog at the beginning of the year-- what with that and the loss of my own dog, this is the first time our family has been dogless in about 15 years. We're not good at it.

After admitting that my dad was right to talk her out of the puppy (it's too soon, and they're just not ready yet), she mentioned that both she and my dad really spot dogs when they're out and about, and focus in on them. I had to laugh, and admitted that I'm doing the same thing; I have an embarrassing tendency right now to kind of fling myself at every dog I see. Fortunately, dog owners all pretty much think their dogs are the cutest, most awesome, best dogs ever, so (for the most part) strangers telling them how fabulous their dog is is par for the course.

I do have to restrain myself from offering dog-sitting services to strangers, though; that sounds too much like stalking. (I'm only half-kidding. We have two new puppies on our block, and I'd dog-sit in a heartbeat.)

So hopefully I can drag myself away from the dog on Monday enough that I'm not insulting to my hosts. Of course, given how awesome they think their dog is, they probably won't mind.

** **

Quick update on medical stuff (now that it's not really "the plumbing" any more, I need to come up with a tag): they confirmed today that I'm approved for IVF, I'm scheduled for both a consult with my doctor and a session where the nurses teach me to administer the IVF drugs to myself (whee! needles!), and I started birth control today. Sadly, the BC pills aren't because I'm trying to prevent pregnancy from all the fabulous nookie I'm getting; they're just to control my cycle until I further manipulate it with the IVF drugs. (Bleah.)

It's been a while since I've been on BC, but I suspect one thing won't have changed: hello, almost instant 10 pound weight gain. Seriously-- every time I start new, 10 pounds go on automatically with no change in eating or exercise. And I'm already up a few pounds from all the stress at work.

So I went to the gym tonight, and am going to do my best to get back to four days a week at the gym; I may puff up from the pills, but I don't have to make it easy for them.

I also started a spreadsheet to track costs and dates for all the various things I'm doing. Probably-nonexistent-baby is already costing a fair bit of cash. If baby ever does exist, though, s/he will be worth every penny.

Tuesday, August 4, 2009

I can't think of a catchy title

I hate to bump my previous link from the top of the page... if you haven't visited the link, page down to the YouTube screen featuring the cat, and watch. It's amazing.

On to much more mundane topics.

We've finally hit summer here in the great midwest, and after weeks of people complaining that it was cold, now they're complaining it's too hot. I love the midwest, and I love midwesterners: we are entirely predictable.

This morning before all hell broke loose at work, I logged in to my health insurance's website. The preliminary bill for the hysteroscopy was up: almost 11K. Seriously! I was in for less than six hours. With my deductible and copay, this is going to cost me a few thousand bucks. And I have decent insurance and some savings. Sheesh.

Speaking of insurance (which no one really likes doing), my insurance changes as of 1/1, and my coverage for fertility (specifically IVF) ends. Argh. This means I probably need to go straight to IVF now, while it's still covered. It's 12-15K a pop, and given that the odds even for IVF are terrible at my age, I won't be able to do it once insurance runs out. For that kind of money, I will move straight to adoption.

Fortunately, IUI will still be covered (assuming they don't give me a hard time with whether I'm qualified or not). So I can give IVF a shot (so to speak) and then move to IUI for a few tries.

I'm a little blue over this right now. Not only are my odds, overall, wretched-- I've got less than 10% chance of this working at all-- now one of the methods is now off the table after December.

It's clear that if something hasn't happened by next spring, I move back to looking at adoption. Which is absolutely fine, although adopting as a single person isn't a cakewalk either.

Either way, I'll be a mom. It's just hard losing any of the few options I do have.